Retirement

 
 
 

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Web Templates for FrontPage 2003, Expression Web, and Dreamweaver 

 


 
 

 

 

 

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Web Templates for FrontPage 2003, Expression Web, and Dreamweaver 

 

Retirement Planning Web Site Introduction

This FREE Retirement Planning Service is located online at http://federalretirement.net. It will assist federal employees plan their retirement and for retirees to obtain information that will help them with their unique federal retirement issues. There are many issues to consider prior to retirement and one of the primary concerns is whether or not you can live comfortably on your annuity and other income sources after you leave government service. Another key concern is protecting your loved ones if you should die unexpectedly.

There are so many questions that need answered and many issues that must be researched prior to turning in your federal retirement papers. Everything has to be considered including knowing what you will have to live on,  what your current bills are and what they will be after you retire. You need to know the proper forms to use and what benefits will carry over and  who do I want as beneficiaries on my insurance policies, accounts, and investments. This site will guide you step-by-step through this process in the Retirement Costs and Estate Planning sections.

Many put off compiling critical information that a surviving spouse or loved ones will need. I know we don't like to think about these things. However, just imagine how difficult it will be for your surviving spouse or loved ones if you should die unexpectedly. Who do they call to continue their survivor's annuity! How do they cash in your life insurance policies, where is the safe deposit box key, passwords to on-line accounts, and so on. There is so much information that only you have registered up-stairs or stashed away in a far corner of your home or office. The Survivor and Estate Planning sections outline what your loved ones will need when the inevitable happens.

Many of your questions will be answered on our site or you will be directed to additional sources when further clarification may be needed. We provide links to OPM's web site for specific subjects and we link you direct to that information so you don't have to waste time searching OPM's site. You can use the search feature on the site to find key information fast and we recommend valuable resources, books, and software, that will help you with your retirement, wills, and general estate planning. Many of these resources are also available at your local library. I personally used them to develop my family's estate plan, wills and trusts. Everyone should have a basic estate plan and your personal plan can range from a simple will, living trusts, a combination of both - or more if your estate exceeds current death tax limits. 

Retirement will change your daily routine and  It's best to be prepared for this change and know in advance what you will have to live on and what you will actually do in retirement. Some start small businesses, work part time at something they love to do - such as volunteer work, complete a college degree, pursue hobbies, travel more, take cooking lessons, and the list goes on and on. Many of us dream about retirement and long for the day that we can break free from our daily routine and start life anew.  Dreams and reality often conflict and the best way to make dreams come true is to plan to make them happen.

The key to a successful retirement is proper planning and I am confident that the information provided on this site will help you evaluate your personal situation and design your own unique retirement plan. 

Helpful Books and Software

  • Books and Software
    • Plan Your Estate
    • The Executor's Guide
    • Nolo's Simple Will Book
    • Estate Planning Basics
    • Social Security, Medicare & Government Pensions
    • Willmaker Plus Software

Key Benefits

Capabilities

  • Guides visitors through the federal retirement process.
  • Provides FREE comprehensive planning tools and guidance including useful forms and spreadsheets.
  • Allows visitors to explore federal retirement through the author's and forum host's first hand experiences.

 


  

 

 

 
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